Spotting Scams: A Plain-Language Guide for Retirees

Scammers target retirees because they're polite, trusting and often home during the day. Knowing the common tricks takes away most of their power.

The urgency trick

Any call that says you must act right now, pay right now or keep it secret is almost certainly a scam.

The family emergency

A 'grandchild' in trouble asking for money? Hang up and call your family member directly.

Gift cards are a red flag

No real company or agency asks to be paid in gift cards.

Don't trust caller ID

Numbers can be faked. If in doubt, hang up and call the official number yourself.

Talk it over

Before sending money or personal information, talk to someone you trust.